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All about support and benefits
 

As well as paying for medical care costs or cash benefits for insured persons and their dependents in the form of insurance benefits, the premiums contributed by all the insured persons also help pay medical care costs, the medical service system for persons in the latter stage of old age.


Support payments to the medical system for persons in the latter stage of old age


The medical service system for persons in the latter stage of old age is funded by public funds, support payments from health insurance societies, and premiums paid by insured individuals, in addition to the co-payments made by the insured individual.

Approximately half of these funds come from public funds. Another 10% comes from premiums paid by insured individuals. The remaining amount (around 40%) is covered by “support payments to the medical system for persons in the latter stage of old age”, paid by health insurance societies.


Contributions for persons in the earlier stage of old age


Not including the personal cost burden paid by the insured person, adjustments are made to the cost of benefits paid under the medical system for persons in the earlier stages of old age for inequalities between the costs paid by different insurers, corresponding to the number of insured persons covered by each insurer.

These adjustments are made by comparing the percentage of individuals aged 65–74 covered by each insurer against the average for all insurers. Health insurance societies with low percentages of insured individuals aged 65–74 must cover contributions for persons in the earlier stage of old age.



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Additional insurance information
  How medical care costs are provided
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  Deduction for medical care costs
  Prescription is for two years
  All about support and benefits
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