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Continuing to receive benefits after you retire
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Insured
persons lose their health insurance status when they retire.
In other words, insurance benefits are terminated at the point
of retirement. However, those who were insured continuously for
12 months or longer prior to retirement are entitled to the Injury
and Sickness Allowance, and, in some cases, the insurance benefits
for childbirth and deaths described below for fixed periods following
retirement. This practice is referred to as the "continuing
benefits after disqualification."
Insurance benefits provided after retirement exclude additional benefits.
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Benefits after you
retire (For insured persons only. There are no benefits for
dependents)
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If you were receiving Injury and Sickness Allowance or satisfied requirements for receiving it at the time you left employment and remain unable to work due to treatment of the same sickness or injury, payment of the allowance will continue for a total of 18 months counting from the date payment of the Injury and Sickness Allowance began. (Payment of the Injury and Sickness Allowance will end if you become able to work after you leave your employer. In that case, aggregation of the payment period will not resume regardless of whether or not you have recovered and even if you again become unable to work due to the same injury or illness.)
The Injury and Sickness Allowance is not available to persons entitled to the
Old-Age Employees' Pension who receive continuing benefits after disqualification.
However, in the event earnings from this pension total less than the Injury and
Sickness Allowance, such individuals are entitled to receive the balance.
See here for required procedures>> "When
sickness or injury keeps you from work"
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Funeral Expenses are provided in the event insured persons die
(1) within three months of retirement (a stipulated prior period
of insurance coverage is not required); (2) while receiving the
Injury and Sickness Allowance, or Maternity Allowance; or (3)
within three months of termination of these benefits.
See here for required procedures.>> "Funeral
expenses are provided"
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