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Maternity Allowance is provided to cover a part of your living expenses during maternity leave |
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|  When
female insured persons give birth, a payment equivalent to two-thirds
of the average standard monthly remuneration over the most recent 12-month period ÷ 30** is paid for each day taken
off work for childbirth to cover a part of their living expenses
during this time. This payment is called a "Maternity Allowance."
** For individuals who have been insured persons for less than 12 months, the lesser of i. or ii. below:
- Individual’s average standard monthly remuneration over the most recent continuous months prior to the month payment of the allowance begins
- Society’s average standard monthly remuneration for all insured persons as of September 30 of the preceding fiscal year
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Fill in the necessary details in the form below, get your
employer to certify your maternity leave and whether you
were paid during this time, as well as your doctor or midwife
to certify that a birth took place, and submit it to the
Health Insurance Society.
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Procedural
Documents:
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1.
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"Claim for
Maternity Allowance/ Additional Sum"
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2.
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Other documents as required
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Our Health Insurance Society provides a benefit of our own (additional
benefit) on top of the Maternity Allowance.
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Amounts equivalent to two-thirds of the average standard monthly remuneration over the most recent 12-month period ÷ 30 per one off-duty day.
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How long do I receive the allowance? |
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 Cases in which you are eligible to receive the Maternity Allowance and Injury and Sickness Allowance concurrently
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If you are eligible to receive Maternity Allowance and Injury and Sickness Allowance concurrently, payment of the Maternity Allowance will be granted priority. However, if the Maternity Allowance paid is less than the Injury and Sickness Allowance, the difference between the two amounts will be paid.
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You are exempt from paying insurance premiums during maternity leave, childcare leave
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To reduce financial burdens while taking childcare or similar leave, Health Insurance Societies exempt insured persons and their employers from the payment of insurance premiums during the period of such leave in cases where employers have applied for such exemption. This exemption applies from the month in which the leave starts through the month immediately preceding the month that includes the day following the end of the leave.
For childcare or similar leave beginning on or after October 1, 2022, even if the days on which leave starts and ends fall in the same month, payment of insurance premiums will be waived if the leave was taken for 14 or more days during the month that includes the leave start date.
Insurance premiums on bonuses (i.e., insurance premiums on bonuses paid in the month the last day of which is included in the period of childcare or similar leave) are also waived. However, for childcare or similar leave beginning on or after October 1, 2022, this waiver is available only if the childcare or similar leave is taken for a continuous period of longer than one month that includes the last day of the month of the bonus.
Insured person can also apply on behalf of their employees for exemptions from the requirement to pay insurance premiums during the period of maternity leave.
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The duration of child-care leave refers
to time taken off for child-care or for similar leave
under the child-care leave system. This period is allowed
to extend through the child's third birthday. |
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Maternity leave is defined as time off from work taken due to pregnancy or childbirth, within the period starting 42 days (98 days for multiple births) before birth and ending 56 days after birth. |
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