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HOME > Subject search by life stage > When you have a child > Maternity Allowance is provided to cover a part of your living expenses during maternity leave
Maternity Allowance is provided to cover a part of your living expenses during maternity leaveBenefits in cash
 

When female insured persons give birth, a payment equivalent to two-thirds of the average standard monthly remuneration over the most recent 12-month period ÷ 30** is paid for each day taken off work for childbirth to cover a part of their living expenses during this time. This payment is called a "Maternity Allowance."


** For individuals who have been insured persons for less than 12 months, the lesser of i. or ii. below:

  1. Individual’s average standard monthly remuneration over the most recent continuous months prior to the month payment of the allowance begins
  2. Society’s average standard monthly remuneration for all insured persons as of September 30 of the preceding fiscal year



Procedure  
 

Fill in the necessary details in the form below, get your employer to certify your maternity leave and whether you were paid during this time, as well as your doctor or midwife to certify that a birth took place, and submit it to the Health Insurance Society.

Procedural
Documents:

1.

"Claim for Maternity Allowance/ Additional Sum"

2.

Other documents as required



In the case of our health insurance society

Our Health Insurance Society provides a benefit of our own (additional benefit) on top of the Maternity Allowance.


Amount paid by our health insurance society
Amounts equivalent to two-thirds of the average standard monthly remuneration over the most recent 12-month period ÷ 30 per one off-duty day.



How long do I receive the allowance?

The allowance is paid for the actual number of days you take off work during the period from 42 days before the day you gave birth (or 98 days if two or more children are born) to 56 days after the day you give birth. The delivery date is considered the day before delivery. If the actual delivery date falls after the expected delivery date, payment is also made for this period.
Note that the possible reasons for "taking time off work" are broader than those that apply under the Injury and Sickness Allowance (such as "I took time off work because I couldn't work"), and it is acceptable to take time off even if you feel that you could work if you tried.



Cases in which you are eligible to receive the Maternity Allowance and Injury and Sickness Allowance concurrently


If you are eligible to receive Maternity Allowance and Injury and Sickness Allowance concurrently, payment of the Maternity Allowance will be granted priority. However, if the Maternity Allowance paid is less than the Injury and Sickness Allowance, the difference between the two amounts will be paid.



You are exempt from paying insurance premiums during maternity leave, childcare leave


To reduce financial burdens while taking childcare or similar leave, Health Insurance Societies exempt insured persons and their employers from the payment of insurance premiums during the period of such leave in cases where employers have applied for such exemption. This exemption applies from the month in which the leave starts through the month immediately preceding the month that includes the day following the end of the leave.

Insured person can also apply on behalf of their employees for exemptions from the requirement to pay insurance premiums during the period of maternity leave.

*

The duration of child-care leave refers to time taken off for child-care or for similar leave under the child-care leave system. This period is allowed to extend through the child's third birthday.

*

Maternity leave is defined as time off from work taken due to pregnancy or childbirth, within the period starting 42 days (98 days for multiple births) before birth and ending 56 days after birth.



Index Top
When you have a child
  How to register a family member as a dependent (dependent certification)
  Childbirth and Childcare Lump-sum Grant is provided to help cover childbirth expenses
  Maternity Allowance is provided to cover a part of your living expenses during maternity leave
  Our Health Insurance Society offers loans to cover childbirth expenses
Index



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