Tokyo securities industry health insurance society privacy policy
Japanese sitemap
Links
Introduction to Kenpo Seach by life stage when you need long-term care when you become sick or injured List of application forms
Additional health insurance information Guide to recreation facilities Health examinations, disease prevention Guide to directly managed clinic Other activities
Pritection of personal information
HOME > When you become sick or injured?> When your medical costs grow large > Our Health Insurance Society offers loans to cover high-cost medical care expenses
Our Health Insurance Society offers loans to cover high-cost medical care expenses
 

Although the Health Insurance Society pays benefits for high-cost medical care such as those incurred for hospitalization, since these benefits are actually paid to the insured approximately three months following examination and treatment, not a few insured households would find it difficult to make ends meet over this period.
For this reason, a system has been developed to provide interest-free loans for covering current-account payments over the period until payment of benefits for "high-cost medical care." As part of its operations, the Tokyo General Health Insurance Society Promotion Association handles this system, known as “short-term loans program for benefits for high-cost medical care.”
Since the Health Insurance Society is a member of this association, this system is available for use by any insured persons. Please feel free to apply to take advantage of this system.

1.Borrower requirements

 

This system is available for use only by persons expected to receive payment of benefits from the Health Insurance Society for high-cost medical care (not including costs not eligible for insurance coverage, such as those for higher-cost beds, which will not be included in calculation of benefits for high-cost medical care).

2.Application method

 

Attach to the “Application for Short-Term Loans for Benefits for High-Cost Medical Care” a certificate or a copy of a bill issued by the medical institution that shows the insurance coverage score for the subject medical expenses, have these certified by your employer, and submit them to the Health Insurance Society’s Benefits Section.

3.Loan amount

 

90% of the amount corresponding to the subject high-cost medical care expenses (rounded down to the nearest 1,000 yen)

4.Remittance of loan funds

 

The loan funds will be remitted to your designated bank account. (No fees are required.)

5.Repayment and settlement of loan funds

 

When the Health Insurance Society has determined the amount of high-cost medical care expenses, it will repay the loan to the Tokyo General Health Insurance Society Promotion Association directly.
The approximately 10% of the amount of high-cost medical care expenses remaining after repayment of the loan will be paid by the Health Insurance Society.

   
When your medical care costs grow large
  When your medical care costs grow large
  Our Health Insurance Society offers loans to cover high-cost medical care expenses
  In cases in which personal payments for medical and long-term care are remarkably high
Index



Copyright© 2004 Tokyo securities industry health insurance society All rights reserved.