cost of an insured person or a dependent receiving medical care
while residing or traveling overseas is reimbursed at a later
date upon application (this is called "payment of medical
However, the level and cost of medical care under overseas medical care
policies may differ from those under Japanese health insurance policies.
The amount actually reimbursed is not the full cost paid, but an amount
calculated on the basis of medical care costs under domestic insurance
using as reference an "attending physician's statement" and
an "itemized receipt" with a breakdown of medical care costs
issued by the overseas hospital.
Please make sure you receive a document indicating the medical care received
and an itemized receipt with a breakdown of medical expenses.